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  2. About Us
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  4. Unique Proposition

Unique Proposition

•    We offer instant clean cash and hassle free loans, customer does not need to hold or resell the asset/commodity until it has been transferred to his/her ownership
•    Highly qualified workforce most importantly at the first line level
•    Nayifat remains committed to continuously developing human capital, we have developed our own in house training department and collaborated with specialized leading training institutions.
•    We are strongly committed to our customer centric approach we have served over 270,000 customers and a healthy portfolio of more than 44,000 active customers.
•    We are working hard to maintain leadership in the sector and remain pioneers in terms of innovative sharia compliant product offering and customer service excellence by the use of industry leading technology solutions.
•    Nayifat has a wide geographical presence in the Kingdom from North to South, East to West with room for further expansion to new cities.
•    Nayifat can issue fast e-approvals without manual operations, allowing immediate processing with the highest level of evaluation and with minimal human interaction by the use of a dual scoring process (SIMAH, QARAR) based on neutral and strictly designed criteria that do not allow any biased considerations.