- It must be employed in one of the approved establishments in the public or private sector
- Salary is not less than 4000 for a government employee or retired, taking into account the retirement age of the military rank, 5000 for a private sector employee
- Age is not less than 20 years and not more than 68 years for the retired person
- The period of service is not less than 3 months for the government sector and 6 months for the private sector.
- Good credit history
- The allowable deduction rate for financing is 45% with the provision of real estate support up to 65% according to the controls of the Monetary Agency
