Nayifat Credit Cards

Flexibility and Innovative Benefits
Compliant with Sharia law, they give you the freedom to shop locally and internationally with convenient payment options and exclusive benefits, including up to 10% cashback.
Nayifat Platinum Card
Own the Nayifat Platinum Card with a free-for-life offer.
Enjoy a high credit limit and numerous benefits that enhance your purchasing power.
Benefit from a higher spending limit, international acceptance, and a secure shopping experience worldwide.
In addition, you'll receive monthly cashback on all transactions and purchases, and access to 25 lounges at international airports..
Nayifat Rewards Card
Get a Nayifat Rewards Card and enjoy a free offer for life!
Benefit from the purchasing power and security of Visa,
along with competitive offers, valuable rewards,
and outstanding service from Nayifat.
Nayifat Classic Card
Choose the Nayifat Visa Classic Card with a low credit limit,Enjoy convenience and reliability with wide international acceptance
The card allows you to charge it anytime and use it anywhere, giving you control over managing your expenses and subscriptions with flexibility and ease.
Airport Lounges for Visa Platinum Cardholders

Starting October 1, 2024, you must register through the Visa Airport Companion app to access the airport lounge benefits provided by your eligible Visa card.

Follow these steps to register in the app:

  • Download the Visa Airport Companion app.
  • Log in with your eligible Visa card.
  • You can explore a diverse selection of airport lounges around the world through the app.
  • Members are allowed up to 6 visits to all program lounges per year.
  • A fee of USD 32 per person will be charged for each additional member visit over the allowed limit, as well as for all guest visits.

*Eligibility is achieved with international spending equivalent to USD 1 per year.

Cashback

Stores Category Rewards Platinum
Restaurant & Cafes 10% 10%
Medical Services and Pharmacies 5% 5%
Supermarkets 3% 3%
E-commerce and Digital Services 2% 2%
Travel and Hotel Services 1.5% 1.5%
Others 0.25% 0.25%

E-wallet transactions are not eligible for cashback and a monthly cap of 500 SAR will be applicable on the total cash back for eligible cardholders.

Required Documents to get a card

Customer ID (for supplementary card: dependent ID).
Application form.
National address information.
Declaration form for retail customer/Promissory Note.
Bank statement.
Salary certificate.

You can apply for NAYIFAT credit card:

Online, Through Portal.
Visiting our branches or call us.

How to Pay:

SADAD

To view the terms and conditions

TAKHIER Offers Program

A rewards program exclusively for Nayifat credit card holders, offering them special discounts and offers at a select group of diverse brands across various sectors in the Kingdom.
Enjoy a world of offers and discounts with Nayifat TAKHIER program.
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