Individuals Financing
|
Smart Loans |
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|
Loan / Finance Amount |
Maturity in Years |
APR |
Monthly Payment Amount |
Admin Fees | Flat Rate | Tenure(Months) |
|
95,000.00 |
5 |
29.96% |
2824 |
1% | 14.27 | 60 |
|
50,000.00 |
3 |
30.53% |
2005 |
1% | 14.27 | 36 |
|
20,000.00 |
1 |
60.65% |
2076 |
1% | 14.27 | 12 |
|
FIRST TIME CONTRACT FOR NAYI |
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|
Loan / Finance Amount |
Maturity in Years |
APR |
Monthly Payment Amount |
Admin Fees | Flat Rate | Tenure(Months) |
|
135,000.00 |
5 |
26.82% |
3817 |
1% | 14.27 | 60 |
|
70,000.00 |
4 |
27.18% |
2249 |
1% | 14.27 | 48 |
|
30,000.00 |
2 |
46.51% |
1777 |
1% | 14.27 | 24 |
SME Financing
|
SME Loan |
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|
Product |
Loan / Finance Amount |
Maturity in Years |
APR |
Monthly Payment Amount |
Administrative Fees |
Min & Max Limit of Administrative Fees |
|
Monthly |
1,000,000 |
5 |
20.73% |
25,417 |
2% |
1-6% |
|
Monthly |
3,000,000 |
3 |
22.20% |
109,584 |
2% |
1-6% |
|
Monthly |
5,000,000 |
1 |
24.22% |
458,334 |
2% |
1-6% |
|
Monthly |
500,000 |
4 |
25% |
14,942 |
6% |
1-6% |
|
SME Loan |
||||||
|
Product |
Loan / Finance Amount |
Maturity in Years |
APR |
Quarterly Payment Amount |
Administrative Fees |
Min & Max Limit of Administrative Fees |
|
Quarterly |
1,000,000 |
5 |
21.7% |
77,500 |
3% |
1-6% |
|
Quarterly |
3,000,000 |
4 |
21.03% |
266,250 |
2% |
1-6% |
|
Quarterly |
5,000,000 |
2 |
22.25% |
756,250 |
2% |
1-6% |
|
Quarterly |
500,000 |
2 |
25% |
54,930 |
6% |
1-6% |
|
SME Loan |
||||||
| Product | Loan / Finance Amount | Maturity in Years | APR | Semi-annually Payment Amount | Administrative Fees | Min & Max Limit of Administrative Fees |
|
Semi-annually |
1,000,000 |
5 |
20.64% |
155,000 |
2.5% |
1-6% |
|
Semi-annually |
3,000,000 |
3 |
21.14% |
655,000 |
4% |
1-6% |
|
Semi-annually |
5,000,000 |
2 |
22.48% |
1,537,500 |
3% |
1-6% |
|
Semi-annually |
500,000 |
2 |
24.96% |
92.125 |
6% |
1-6% |
Credit Card Financing
|
Nayifat Rewards Card |
|||
| Months Until Balance Repaid | Minimum Repayment Amount % age | Credit Card Purchase Rate | APR |
| 61 | 5% | 35.88% | 43.17% |
|
Nayifat Gold Card |
|||
|
Months Until Balance Repaid |
Minimum Repayment Amount % age |
Credit Card Purchase Rate |
APR |
| 61 | 5% | 35.88% | 43.37% |
if you have an outstanding balance of SAR 7,000 and you choose to pay only the minimum due or SR 200 whichever is higher, it will take 61 months to settle the balance in full.
|
Cards Fees (SR) |
|||||
| Card Type | Annual Fee | Supplementary Card Fees | Replacement Fees | Cash Withdrawal Fee | International Transactions Fees |
| Visa Gold | 350 | 100 | 75 |
75 |
2.75% from the transaction amount |
| Visa Rewards | 250 | 100 | 75 |
75 |
2.75% from the transaction amount |
| Visa Classic (Low Limit) | 60 | 60 | 75 |
40 |
1.50% from the transaction amount |
The tables and prices mentioned, for example, as the prices are subject to change for some customers in the event of influencing factors such as the consumer’s credit record.